Banking Services
SME Financing Guarantee Scheme (SFGS)
Other than the Government’s funding programmes, enterprises can also apply “SME Financing Guarantee Scheme” to offer flexible lending solution to meet enterprises’ financing needs. Thereby improving productivity and competitiveness. The loan must be used to pay salaries and rent, and can also be used as emergency operations capital.
This preferential scheme has been accepted for applications since 20 Apr 2020. The application period is until 31 Dec 2021.

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80% Guarantee Product2 | 90% Guarantee Product2 | Special 100% Loan Guarantee |
---|---|---|---|
Business Operation | Business has been in operation for at least 1 year in Hong Kong | No business operation history requirement |
|
Maximum Loan Amount | HK$18 million | HK$8 million | HK$6 million or total amount of wages and rents for 18 months, whichever is lower |
Maximum Guarantee Period | 7 years | 5 years | 8 years |
Application process
Application > Principled approval > Confirm and issue guarantee
Why Us?
As there are so many banks and credit agencies, it is difficult to select the most suitable one. A complicated procedures and requirements are also needed. Regarding to your background & your needs, Prosolve will provide the comprehensive advice with low-cost consideration, assist you to go through the whole procedures (such as the required documents) to speed up the approval process and solve your immediate cash flow problem as a result.